Vision Lending Solutions

Home Commercial Property Loan

At Vision Lending Solutions, we help business owners and commercial property investors secure the right commercial property finance to acquire premises for business use or to grow their portfolios.

Full-Doc Commercial Loan

This type of commercial property loan is ideal for borrowers with strong financials and documentation. Key features:

  • Requires business tax returns, financial statements, and income verification
  • Offers most competitive interest rates
  • Suitable for owner-occupiers and experienced investors
  • Equity release (cash out) from your existing commercial property

Lease-Doc Commercial Loan

This product is perfect for investors purchasing tenanted commercial properties. What this loan offers:

  • Loan servicing assessed based on rental income, not borrower’s income
  • Little to no financials required from borrower
  • The lease must typically cover at least 1.25x loan repayments
  • Suitable for commercial properties with long-term leases in place
  • Attractive for self-employed or asset-rich applicants

Low-Doc/Alt-Doc Commercial Loan

Low-doc commercial loan is suitable for self-employed borrowers with limited documentation. Highlights include:

  • Documentation may include BAS, bank statements or an accountant’s declaration
  • Flexible underwriting criteria
  • Equity release (cash out) from your existing commercial property

How We Can Help:

Assess your needs and financial position and recommend the most suitable loan structure based on rental income, business income and the documentation availability

Compare a broad range of lenders including banks, non-bank lenders and private funders

Handle all application paperwork and liaise with valuers, agents, lenders and solicitors on your behalf

Guide you through complex lending structures involving companies and trusts