Asset Finance

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Whether you are upgrading your business vehicles or investing in new equipment, Vision Lending Solutions offers flexible asset finance solutions to help you grow without tying up capital.

Low-Doc Commercial Car Loan

If you operate a business with an ABN, we can help you access a low-doc commercial car loan to purchase vehicles such as cars, SUVs, vans, or trucks – often without the need to supply any financial documents.

What you will need:

  • Personal identification
  • Council rates or water bill (for interests discounts available to property owners)
  • Accountant’s letter confirming the vehicle is for business use

Main benefits:

  • No need to provide BAS, tax returns, or bank statements
  • Fast approval process
  • Highly competitive interest rates (often lower than consumer car loans)
  • Potential tax deductions for eligible business use

Full-Doc Chattel Mortgages (Business Equipment Loans)

We can help you borrow up to 100% of the asset value to finance a wide range of commercial equipment, including:

  • Commercial kitchen fit-outs
  • Office furniture and workstations
  • IT Equipment (computers, printers, servers and phones)
  • Gym and fitness equipment
  • Medical and diagnostic equipment

Required documentation usually includes:

  • 2 years’ financial statement (P&L and balance sheet)
  • Asset and liability statements for directors or guarantors
  • Personal guarantees if lending to a company

What We Offer:

We assess your business needs and recommend finance options that align with you goals and tax strategy.

We work with trusted lenders to secure competitive rates and favourable terms.

We manage the entire process so you can stay focused on running your business.