Business Loan – Vision Lending Solutions

Every business faces cash flow hurdles from time to time. We expenses exceed cash income, it can put pressure on your operations and hinder your ability to pay suppliers, staff, or bill – potentially risking business solvency. We are here to help you navigate them.

At Vision Lending Solutions, we provide fast, flexible business lending solutions to help you stay on track.

Unsecured Low-Doc Business Loan

This type of business loan is ideal for business trading for over 6 months and registered with GST.

Key features:

Borrow up to $250,000 without needing to provide tax returns, BAS, or financial statements
Required documents: Director’s ID and business bank statements
No security required (person guarantees may be requested)
Fast approval – loan application finalised in 1 business day, funds settle on your account in the next business day
Loan term typically up to 2 years (extensions available)
No early repayment penalty

Unsecured Low-Doc Line of Credit

This product allows you to access a flexible funding facility when you need.

What this loan offers:

• Credit limit up to $150,000
• Interests only charged to amounts drawn
• Repayment is typically interest only
• Ideal for managing cash flow spikes and seasonable business needs

Secured No-Doc Business Loan

This loan product is available to borrowers offering real property as security (1^st or 2^nd mortgage). Key features:

Borrow between $20,000 – $2,000,000
No financial documents required (no BAS, tax returns, or bank statements)
Loan term as short as 1 month or as long as needed
Interest-only payments or capitalised interest until maturity
Fast turnaround – approval and funding possible within 24 hours

Invoice Finance (Debtor Finance)

Also known as debtor finance, invoice finance is a line of credit linked to and secured by your unpaid invoices (i.e. outstanding account receivable). The loan facility is perfect for turning your unpaid invoices into working capital.

Key features are: